Counseling
We provide an appropriate solution after a close examination of your debt and credit problems. We give a guide to Debtor Relief Programs to people who need debt adjustment.
(Unit: 1,000 people)
Counseling
| Criteria |
~2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
Total |
| Telephone |
3,783 |
271 |
312 |
282 |
263 |
251 |
269 |
354 |
5,785 |
| Online |
355 |
24 |
18 |
15 |
17 |
16 |
21 |
31 |
497 |
| Visit |
2,363 |
180 |
188 |
211 |
219 |
223 |
246 |
308 |
3,938 |
Debt Adjustment
We support debt adjustment through our “Individual Workout” and “Pre-Workout” programs for people whose debt load is too heavy compared to their income level.
(Unit: 1,000 people)
Debt Adjustment
| Criteria |
~2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
Total |
| Individual Workout |
1,394 |
84 |
84 |
93 |
99 |
97 |
90 |
100 |
2,041 |
| Pre-Workout |
116 |
19 |
23 |
25 |
22 |
19 |
27 |
40 |
291 |
| Before-overdue Debt Management |
|
|
|
1 |
7 |
12 |
22 |
46 |
88 |
Micro credit
We provide low interest rate loans to cover emergency living expenses of diligent payers whose debts have been negotiated with the assistance from debt adjustment organizations like us, or of socially vulnerable low-income groups having difficulties getting a loan from duly registered financial institutions.
Micro Credit for Diligent Payers
(Unit : 1,000 people, million won)
Debt Adjustment
| Criteria |
~2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
Total |
| No. of Applicants |
153 |
20 |
22 |
23 |
30 |
39 |
45 |
42 |
374 |
| Amount of Funds |
486,417 |
65,469 |
69,667 |
72,075 |
83,746 |
99,507 |
113,741 |
108,253 |
1,098,875 |
Credit Guarantee for College Students and Youth
(Unit : 100 people, million won)
Credit Guarantee for College Students and Youth
| Criteria |
~2014 |
2015 |
2016 |
2017 |
2018 |
Total |
| No. of Applicants |
73 |
203 |
194 |
212 |
207 |
889 |
| Amount of Funds |
48,990 |
74,794 |
58,871 |
61,291 |
59,960 |
303,906 |
Credit Education
To cultivate a culture of robust credit management, we are engaged in various educational activities on credit and rational financial management, targeted towards grade 1-12 students and adults.
(Unit: 1,000 people)
Debt Adjustment
| Criteria |
~2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
Total |
| debt management plan applicants |
1,356 |
89 |
93 |
106 |
116 |
114 |
121 |
165 |
2,158 |
| Students |
874 |
15 |
12 |
31 |
10 |
16 |
23 |
19 |
1000 |
| Adults |
2,339 |
86 |
91 |
143 |
67 |
25 |
48 |
59 |
2,858 |
