Our Mission

• To provide debt settlement services to Individual debtor(s) and to support the financial recovery of people with low income
• To cultivate a culture of proper credit management through counseling and education on individual credit management and to contribute to the stable lives of people and to well-balanced economic and social development

Establishment Progress

• October 1, 2002 For the purpose of resolving default problems, an autonomous consultative organization was founded In accordance with the Agreement on debt relief support among financial institutions.
• November 1, 2003 We turned into a non-profit corporation in order to ensure fair and objective debt settlement services and to efficiently exercise the tasks in public interests, such as credit management counseling and educational services.
• September 23, 2016 We re-launched as a special corporation based on 「Micro Credit Support Act」, which was enacted on March 22, 2016.

VISION

Comprehensive Credit Counseling Hub

MISSION

To Support Recovery of Heavy Debtors and To Cultivate a Proper Culture of Credit

Core Values

Vocation to Service : Help you recover credit with a vocation to service

Trustworthy : Build a trusted organizationwith a warm heart

Professional virtues : Lead a credit societywith a sense of duty